Barbers
From $193 a year
Pick between two plans once you are in
Takes you to CoverSmart, where you choose the plan that fits your chair.
Indiana pricing
How much does salon and barbershop insurance cost in Indiana?
Eligible Indiana barbers and stylists can buy CoverSmart Option 1 from $193 a year. Option 2 is for qualifying shops with up to three employees. Your CoverSmart quote is the source of truth.
Both Indiana plans show $1M / $2M general and professional liability limits. Option 2 adds business property for qualifying shops.
Start with your Indiana trade
Stylists and cosmetologists
From $193 a year
Pick between two plans once you are in
Takes you to CoverSmart, where you choose the plan that fits your chair.
Factors that change the price in Indiana
Example scenarios
Indianapolis suite stylist with no employees: Option 1 is the usual start. Fort Wayne barber who hires one assistant: look at Option 2. Evansville shop with five employees: use the quote form.
State-specific drivers
Indiana does not pile CE costs onto renewal the way some states do, but lease certificates still drive insurance purchases. Employee count is the biggest CoverSmart fork between Option 1 and Option 2.
CoverSmart sets the live premium from your answers. Prior claims, excluded services, employee count, and optional coverages can change the total. Edward will not invent a firm quote.